Take care of the bill
Pay the hospital now and spread the cost over the months ahead.
Rinn personal loan for the moments that matter to you.
Salaried, self-employed, freelance, gig earners and People with no credit history: if you meet the conditions, you can apply. Borrow ₹10,000 to ₹2,00,000 on Rinn, the personal loan app from Rinncrest, and see every cost before you say yes. First loan? You’re welcome here.
Loans from RBI-regulated lending partners. You’ll never pay us a rupee to apply.
Your next step,
a little closer.
₹10,000₹2,00,000
For whatever life has in mind.
A new placeFees sortedA repair
Explore an amount. This isn’t a loan offer.
Your lender
confirms eligibility and final terms.
For the things
that matter
to you.
Life doesn't wait for your next payout. When something needs your attention, Rinn helps you make room for it.
Make the move
Put down the deposit on the place you’re ready to call home.
Get back to your day
Fix the bike or replace the phone you rely on for work.
Keep learning on track
Pay the fees before the last date comes around.
Be part of the occasion
Pitch in for a family wedding or festival without emptying your savings.
Take your next step
Join the course that could open a new door at work.
Borrow ₹10,000 to ₹2 lakh
Here’s a Rinn personal loan in plain numbers. Apply on your phone, borrow only what helps, and repay in EMIs that fit your income.
- Loan amount
- ₹10,000–₹2,00,000
- A little help, or a little more. Borrow only what you need.
- Interest rate
- from 16% p.a.
- Starts from 16% p.a. The lender sets your exact rate after it reviews your application.
- Tenure
- 3–24 months
- Pick an EMI that sits comfortably with your income, even in a slower month.
- Who can apply: salaried, self-employed, freelance, gig earners and People with no credit history. See who can apply
- Cost to apply: ₹0. No upfront fee, ever
- Lender: an RBI-regulated lending partners
No surprises after you sign. Before you accept, your Key Fact Statement shows your annual rate, EMI, APR, every charge and your repayment dates on one page. You decide with the full picture in front of you.
Approval is subject to the lender’s eligibility and credit checks.
How to get a personal loan on Rinn
Four steps, all on your phone. No branch to visit, nothing to print.
-
1
Download Rinn
Get Rinn from Google Play, check the developer is Rinncrest, and verify your mobile number with an OTP.
-
2
Tell us the basics
How you earn and how much would help.
-
3
Complete your KYC
PAN, Aadhaar e-KYC and a live selfie, all inside the app. Nothing to print or courier.
-
4
Review your offer
The lender reviews your application within minutes. If you're approved and you accept the offer, the money goes straight to your bank account.
Why borrow with Rinn
Six things you can count on, from the first tap to the last EMI.
| What you get | What it means for you |
|---|---|
| You see the full cost first | Before you accept, you get a Key Fact Statement: a short summary of your amount, rate, EMI, APR, every charge and your repayment dates. A charge that isn't in it can't be applied later without your explicit consent. |
| You know who's lending | Your loan comes from our lending partners, an RBI-regulated NBFC or bank, named in your Key Fact Statement. You know who lends and who you repay before you sign anything. |
|
₹0 to apply Free to apply |
No application fee and no advance payment, ever. Rinncrest doesn't charge borrowers. |
| Room to repay | Choose a tenure between 3 and 24 months. A shorter one costs less in total; a longer one costs less each month. If a month gets hard, tell us early and you'll be treated fairly. |
|
New to credit First loan? You're welcome here |
Never had a loan or a credit card? Having no credit history doesn't automatically rule you out. Everyone starts somewhere. |
| No physical paperwork | PAN, Aadhaar e-KYC and a live selfie are completed inside the app. Nothing to print, courier or sign on paper. |
TRUST & TRANSPARENCY
Why you can trust Rinn
Checked by independent auditors, not just promised by us.
Trust & securityCertified security & quality.
ISO/IEC 27001:2022 · ISO 9001:2015
Certificates IN/96828132/6481 and IN/84728131/5962, issued by ICV Assessments Pvt. Ltd.
Encrypted & stored in India.
Your data is encrypted and stored in India.
Used only for your loan.
No access to your phone data.
Rinn cannot access your: Contacts · SMS · Calls · Photos
THE COMPANY BEHIND THE APP
Rinncrest Financial Technologies
Private Limited
OUR WEBSITE
rinncrest.in
OUR EMAILS
Always from @rinncrest.in
The app is Rinn.
The people behind it?
We’re Rinncrest.
Rinn is the personal loan app built and run by Rinncrest Financial Technologies Private Limited, led by Rohit Gupta and Smriti Gupta. We started in Kolkata in March 2026. Two names, one team: on Google Play you’ll see the app called Rinn, with Rinncrest as the developer.
We're a Lending Service Provider. We build the Rinn app and support you through your loan, but we don't lend money ourselves. Your loan comes from our lending partners, an RBI-regulated NBFC or bank, which decides whether to approve it and on what terms. We don't take deposits, and your money never passes through our accounts.
What we care about is simple: that you understand your loan before you take it, and that you're treated fairly for as long as you have it.
Life has plans.
Let’s make room.
Download Rinn, the personal loan app from Rinncrest.
A little
help. On your terms.
Rinn for Android
By Rinncrest
Rinn is available for Android on Google Play. Only ever install Rinn from Google Play.
Get it on Google Play →Only install from Google Play
Good questions.
Plain answers.
A few things you might want to know before you get started.
Need to raise a concern?Is Rinn safe and legit?
Yes. Rinn is built and run by Rinncrest Financial Technologies Private Limited, a registered Indian company (CIN U62099WB2026PTC287520), and loans on Rinn come from RBI-regulated lending partners. Rinncrest is a Lending Service Provider, not a lender, so it does not lend or hold your money. You can check our official channels yourself.
Has RBI approved the Rinn app?
No, and no app can honestly claim it, because RBI does not approve or endorse loan apps. What RBI does is regulate lenders, and the lenders behind Rinn are RBI-regulated NBFCs and banks. Your lender is named in your Key Fact Statement before you accept.
Who actually lends me the money?
Loans on Rinn are provided by RBI-regulated lending partners (NBFCs and banks). The lender decides your application, amount, rate and terms, and it is named in your Key Fact Statement before you accept. All partners are listed on our Lending Partners page.
Is Rinn the same as Rinncrest?
Yes. Rinn is the app, and Rinncrest Financial Technologies Private Limited is the company behind it. There is no separate "Rinncrest app", so if an app or message uses another name or asks you to install anything outside Google Play, it is not us.
How do I download the Rinn app?
Install Rinn from Google Play on an Android phone. Search for "Rinn" or use our Google Play listing. Rinn is on Android for now and coming soon on iOS. You should never install it from a link in a message or an APK file.
Does it cost anything to apply for a loan on Rinn?
No. Applying is free, and no fee is ever collected before your loan is disbursed. Any charges that apply are shown in your Key Fact Statement before you accept. Anyone asking you to pay to approve or release a Rinn loan is attempting fraud, so report it on 1930 or at cybercrime.gov.in.
How do I make a complaint?
Write to our Grievance Officer, Bipasa Adhikary, at grievance@rinncrest.in or call +91 82309 07903. If your complaint is not resolved within 30 days of the lender receiving it, or you're unhappy with the reply, you can complain to the RBI Integrated Ombudsman at cms.rbi.org.in or call 14448. The full steps are on our grievance page.